Guard the income you're building.

DividendGuard reads the same SEC filings the pros do and flags the early warning signs of a dividend cut — long before the announcement.

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Four tools, one dashboard

Everything a dividend investor needs

Three tools are open to everyone — no sign-up required. The portfolio tracker is yours the moment you create a free account.

Trap Classifier

Type a ticker, get a verdict. We score dividend safety against the patterns that precede a cut — earnings decline, payout stress, rising leverage — and tell you what the yield alone won't.

Free · No login

Portfolio Calculator

Model your path to dividend freedom. Set a monthly contribution and target income, and see which year the dividends cover your bills — adjusted for tax and inflation.

Free · No login

Portfolio Rebalancer

Buy-only rebalancing that never tells you to sell. Set target weights, enter new cash, and get the exact shares to buy to stay on allocation across currencies.

Free · No login
The one that needs an account

Your Portfolio Tracker

Connect your holdings once and watch your income, yield-on-cost, and goal progress update daily. Every position runs through the Trap Classifier automatically — so you're warned the moment one of your own stocks starts to look shaky.

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Live income tracking
Daily updates, end-of-day prices
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Goal progress
See how close you are to freedom
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Automatic safety scan
Every holding, every day
DividendGuard bull mascot illustration

Stop guessing which dividend is safe.

Run your first ticker through the Trap Classifier in under a minute.

Get Started → Explore the tools first